Execution of Related Party Transaction

In accordance with the guarantee agreement the Guarantor shall be liable to the Creditor for the proper fulfillment of all obligations by the Borrower, both monetary and non-monetary, and obligations that may arise in future under the Agreement on the following essentials:

1. Under the Agreement the Creditor and the Borrower shall execute individual credit transactions (hereinafter – the Credit transactions) by signing confirmations containing essentials of the Credit transaction;

2. The total credit limit amount shall amount to not more than 20,000,000,000 (Twenty billion) rubles;

3. The credit period for any Credit transaction shall not exceed 1,095 (One thousand ninety five) days;

4. The date of full credits repayment under the Credit transactions shall be not later than September 27, 2019;

5. The interest rate for the credit use shall not exceed 23.5 (Twenty three point five) percent per annum. The Creditor shall be entitled to increase/decrease the interest rate unilaterally under the Agreement and/or under the Credit transaction executed as part of the Agreement;

6. The amount of charges paid by the Borrower shall not exceed:

- 0.35% of the amount of the Credit transaction upon the payment by the Borrower for reserving, - 0.5% per annum of the amount of credit repaid in advance upon the payment by the Borrower for the early reimbursement of credit.

Other conditions, procedure of granting and repayment of the credit, interest and other payments shall be determined by the Agreement.